Business · Economy · 1 day ago
Heirs in Indonesia can request closure of a deceased relative’s bank account
In Indonesia, heirs can ask to close a bank account belonging to a relative who has died.
Closing it can help prevent misuse and stop any account fees that may continue.
Any remaining money may be used to pay the deceased person’s obligations or transferred to eligible heirs under the applicable rules.
Banks generally ask for documents such as a death certificate, the deceased person’s bank book or ATM card if available, identity documents and proof of heirship.
The heirs should contact or visit the bank that holds the account because each bank may have different requirements and procedures.
Indonesian law allows eligible heirs to request account information and gives heirs rights to the deceased person’s estate.
After checking the documents and any remaining balance with the bank, the heirs can submit a closure request and complete any further steps the bank requires.
Heirs in Indonesia can apply to close a bank account belonging to a deceased family member.
They may also ask the bank about the remaining balance and how it can be paid or transferred to eligible heirs.
The required documents and procedures can vary by bank, so heirs are advised to contact the bank where the account was opened.
Commonly required documents include the death certificate, identification documents and proof of heirship.
Indonesian law provides a basis for eligible heirs to request information about a deceased customer’s account.
- Who
- Heirs or a person authorised by them.
- What
- They can apply to close a deceased family member’s bank account and ask about any remaining balance.
- When
- After the account holder has died.
- Where
- At the bank where the deceased opened the account.
- Why
- To help prevent misuse of the account, stop possible administration fees and manage any remaining funds.
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- Legal basis
- Article 44A(2) of Law No. 10 of 1998
- Inheritance rights
- Article 833 of the Indonesian Civil Code
- Heirship document threshold
- For balances up to Rp100 million, the article says the document is certified by the village head and acknowledged by the subdistrict head
- Higher-balance threshold
- For balances above Rp100 million, the article says the heirship document is certified by a notary or court
- Common document
- Death certificate of the account holder
Sources
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