UPSC Mains Practice: MSME Challenges and Himalayan Landslide Risks

This practice article explains two important topics about India.

The first is about small businesses in India, called MSMEs.

These businesses employ lots of people and help the country earn money.

But many of them stay small and find it hard to get loans from banks.

Late payments and too many rules also make it tough for them to grow.

The second topic is about landslides in the Himalayan mountains.

The mountains have steep, shaky slopes, and heavy rain can push rocks and mud downhill.

Climate change is making the rain heavier, and people are building roads and buildings in risky places.

This makes landslides more dangerous for the people who live there.

The article helps students preparing for a big exam called UPSC learn how to write good answers about these problems.