Business · Economy · 1 hr ago
NHG mortgage limit rises to €500,000, with €20,000 for energy upgrades
NHG, the Dutch mortgage guarantee scheme, is raising its limit to €500,000.
It will also add €20,000 to the loan for buyers who purchase a home with a poor energy rating and want to use NHG.
The extra money is intended for necessary measures to make the home more energy-efficient.
Buyers will need to carry out those upgrades after the purchase.
The change is meant to help buyers address the energy performance of homes with low ratings.
The announcement does not give further details about when the new limit takes effect.
The NHG mortgage guarantee limit is rising to €500,000.
NHG is adding €20,000 to the loan for necessary energy-efficiency upgrades.
The extra amount applies to buyers of homes with a poor energy label who want to use NHG.
The organization announced the changes on 13 October 2026.
- Who
- NHG, the Netherlands’ National Mortgage Guarantee organization, announced the changes.
- What
- The NHG limit is rising to €500,000, with an additional €20,000 for necessary energy upgrades.
- When
- 13 October 2026.
- Where
- Not stated.
- Why
- The extra loan amount is intended to fund necessary sustainability measures for homes with poor energy labels.
This story does not have two clearly opposing sides.
This story does not have a timeline yet.
- New NHG limit
- €500,000
- Energy-upgrade addition
- €20,000
- Announcement date
- 13 October 2026
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