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Focused mutual funds show wide five-year SIP return gap
Focused mutual funds invest in a small group of up to 30 stocks.
This means each stock can have a bigger effect on the fund’s result.
Over five years, only four funds earned more than 15% through SIP investments.
Invesco India Focused Fund performed best at 18.33%.
Mirae Asset Focused Fund performed worst at 7.92%.
The difference between the best and worst funds was 10.41 percentage points.
The biggest fund by assets, SBI Focused Fund, was not the best performer.
Three-year leaders were also different from five-year leaders.
This shows that recent performance and fund size do not always predict longer-term results.
Only four focused funds delivered five-year SIP returns above 15%.
Invesco India Focused Fund led the category at 18.33%.
Mirae Asset Focused Fund recorded the lowest five-year return at 7.92%.
SBI Focused Fund was the largest scheme, with ₹50,041 crore in net assets, but ranked fourth among funds above 15%.
Motilal Oswal Focused Fund led three-year returns at 16.53%, while its five-year return was 14.82%.
- Who
- Focused mutual fund schemes, including Invesco India Focused Fund, ICICI Prudential Focused Equity Fund, HDFC Focused Fund and SBI Focused Fund.
- What
- A comparison of three-year and five-year systematic investment plan returns and net assets of focused funds.
- Where
- The comparison covers focused mutual funds in India.
- When
- The data was reported as of 19 August 2026.
- Why
- Focused funds hold concentrated portfolios of up to 30 stocks, so individual holdings can have a larger effect on returns.
Key facts
- Best five-year SIP return
- Invesco India Focused Fund: 18.33%
- Funds above 15%
- Four schemes crossed the 15% five-year SIP return mark.
- Lowest five-year SIP return
- Mirae Asset Focused Fund: 7.92%
- Return range
- Five-year SIP returns ranged from 7.92% to 18.33%.
- Largest scheme
- SBI Focused Fund, with ₹50,041 crore in net assets.
- Best three-year SIP return
- Motilal Oswal Focused Fund: 16.53%
- Data source
- Value Research; data as of 19 August 2026.
Sources
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