3 weeks ago
Quant leads nine flexi-cap funds topping 15% SIP returns
Flexi-cap funds are like a smart money box where an expert decides to put your savings into big, medium, or small companies.
Many people invest a little bit every month through something called a SIP.
A study looked at 10 years of monthly investing of ₹10,000 in nine of these funds.
Each one grew the money to more than ₹26 lakh.
The best performer, the Quant Flexi Cap Fund, turned it into about ₹36.5 lakh.
These top funds earned more than 15% every year on average.
But returns are not steady every year — the whole group earned only about 6.4% in the last single year.
These funds can go up and down, so they work best for long-term goals like retirement or children's education.
Experts say you need to be patient and keep investing even when the market gets rough.
Nine flexi-cap funds delivered more than 15% in 10-year SIP returns through direct plans, per a Value Research analysis as of 6 August 2026.
Quant Flexi Cap Fund topped the list with 21.1% returns; a ₹10,000 monthly SIP would have grown to about ₹36.5 lakh.
HDFC Flexi Cap Fund (18.0%) and Parag Parikh Flexi Cap Fund (17.8%) followed, with 10-year SIP values of ₹30.9 lakh and ₹30.5 lakh.
The flexi-cap category's 10-year return was around 12.9%, but its one-year return was just about 6.4%.
Flexi-cap funds can shift across large-, mid- and small-cap stocks, which may bring higher volatility and suits goals at least 7-10 years away.
- Who
- Investors in flexi-cap mutual funds, nine fund houses including Quant, HDFC, Parag Parikh, JM, Edelweiss, Aditya Birla Sun Life, PGIM, HSBC and Franklin, and analyst Value Research.
- What
- Nine flexi-cap funds delivered over 15% in 10-year SIP returns, led by Quant Flexi Cap Fund at 21.1%.
- Where
- India
- When
- As of 6 August 2026, covering a 10-year investment period.
- Why
- Flexi-cap funds can move across market-cap segments, and long-term monthly SIP investing has compounded strong returns.
Key facts
- Category 10-year return
- ~12.9% annually
- Top fund
- Quant Flexi Cap Fund at 21.1%
- Best SIP outcome
- ₹36.5 lakh from ₹10,000 monthly over 10 years
- Funds above 15%
- 9
- Largest AUM in list
- Parag Parikh Flexi Cap Fund, ₹1.43 lakh crore
- Category 1-year return
- ~6.4%
- Suggested horizon
- 7-10 years or more
- Data source
- Value Research; direct plans as of 6 August 2026










