Business · Economy · 1 hr ago
Tax debts can divert payments meant for Russian credit cards
Some Russian credit-card holders are seeing payments go to tax debts first instead of to their card balances.
The problem has become more common since spring 2026, according to the account.
The Federal Tax Service says banks must follow a legal order for payments when an account does not have enough money to cover all debts.
Tax debts rank ahead of credit-card debts under that order.
This means a card payment can be diverted and leave a loan overdue, even if the customer put money into the account to repay it.
People are advised to check for tax debts through the tax service’s online account or the Gosuslugi portal.
Once the debt is fully paid, restrictions are usually lifted within one to two working days after the tax service notifies the bank.
Some Russian credit card customers say payments they make toward card debt are being diverted to pay tax debts.
The Federal Tax Service says banks must follow a legal payment priority when an account does not have enough money to cover all obligations.
Tax debts rank third in that order, ahead of credit card debts, which rank fifth.
The practice reportedly became more common from spring 2026 and can leave customers overdue on card payments.
The tax service recommends checking for tax debts through its online account or the Gosuslugi service.
- Who
- Some Russian credit card customers with tax debts, and the banks handling their payments.
- What
- Money paid toward credit card debt may instead be used to repay tax debts, potentially leading to overdue card payments.
- When
- Such cases reportedly became more common from spring 2026.
- Where
- Russia.
- Why
- Tax debts have a higher payment priority than credit card debts when an account lacks enough money to cover all obligations.
This story does not have two clearly opposing sides.
Cases of payments being redirected to tax debts reportedly became more common.
The Federal Tax Service sends the bank notice to remove restrictions, usually within one to two working days.
- Tax debt priority
- Third in the payment order
- Credit debt priority
- Fifth in the payment order
- Reported increase
- Since spring 2026
- Restriction removal
- Usually one to two working days after full repayment
What people are saying
this procedure is provided for by law







