6 days ago
Indian Overseas Equity Investments Surge 5.6 Times in Five Years
More Indians are sending money to invest in companies outside India.
The amount sent for foreign stocks and bonds reached $2.65 billion in the 2025-26 financial year.
That was about 5.6 times the amount sent five years earlier.
In June 2026, the monthly amount was nearly 13.4 times higher than in June 2020.
Investors say buying assets in other countries can reduce dependence on the Indian market.
They are also interested in large US technology and semiconductor companies.
Some international mutual funds have become harder to access because of SEBI restrictions.
Investing abroad still carries risks such as currency changes and different rules in other countries.
Indian residents sent $2.65 billion abroad for equity and debt investments in FY2025-26, up 5.62 times from FY2020-21.
The FY2025-26 figure rose 56.1% from $1.70 billion in FY2024-25, according to RBI data.
Monthly remittances for equity and debt investments reached $456.69 million in June 2026, compared with $34.16 million in June 2020.
Investors are seeking geographic diversification, while international mutual-fund access has been limited by SEBI restrictions.
US technology and semiconductor companies, including Micron, NVIDIA, Microsoft, Broadcom and Marvell Technology, attracted substantial interest.
- Who
- Resident individuals in India, including minors, are sending money abroad under the RBI’s Liberalised Remittance Scheme.
- What
- Outward remittances for overseas equity and debt investments have risen sharply over five years.
- Where
- Primarily into overseas markets, particularly US technology and semiconductor companies.
- When
- FY2025-26, with monthly comparisons from June 2020 through June 2026.
- Why
- Investors are seeking geographic diversification and access to global technology and other investment opportunities.
Case for Overseas Diversification
Risks and Constraints
Portfolio allocation
Case for Overseas Diversification
Viram Shah said India represents about 4% of global equity market capitalization, making overseas allocation important for accessing the broader investment opportunity and reducing concentration in India-specific risks.
Risks and Constraints
The article’s disclaimer cautions that foreign investments involve currency fluctuations, different financial-reporting standards and varying regulatory environments.
Access to international assets
Case for Overseas Diversification
Indian investors are directing money toward US technology, semiconductor and hardware companies, including major artificial-intelligence and chip-related names.
Risks and Constraints
SEBI restrictions have made international mutual funds almost inaccessible to Indian investors, while the article warns that historical US-stock performance does not guarantee future returns.
Key facts
- FY2025-26 overseas equity/debt remittances
- $2.65 billion
- FY2020-21 overseas equity/debt remittances
- $471.80 million
- Five-year increase
- 5.62 times, or roughly 462%
- FY2025-26 year-on-year growth
- 56.1%, or about $953 million
- June 2026 remittances
- $456.69 million
- Liberalised Remittance Scheme limit
- Up to $250,000 per resident individual per financial year for permissible transactions
- Leading investment themes
- US technology, semiconductors, hardware and large-cap technology companies
Quotes
Viram Shah
Founder and CEO of Vested Finance
“Technology stocks commanded the top spots in overseas purchases, led by Micron followed by major players like NVIDIA, Microsoft, Broadcom, and Marvell Technology. Semiconductor and hardware names (Micron, NVIDIA, Broadcom, Marvell, SanDisk) saw exceptionally heavy interest, indicating strong continued demand for AI and chip-related themes.”
financialexpress.com
“India is only about 4% of global equity market cap, over 95% of opportunity lies outside it. Concentrating locally means full exposure to India- or South Asia-specific shocks, from tariffs to currency moves. Add the rupee’s steady depreciation against the dollar, and global allocation becomes a core portfolio strategy, not optional.”
financialexpress.com









