0 months ago
Fake HDFC Bank call costs Delhi resident Rs 1 lakh
Some dishonest people played a trick on a man who lives in Delhi, India.
They called him on WhatsApp and pretended to work for a bank called HDFC Bank.
They told him they could give him a higher credit card limit, which sounded like a good deal.
The man believed them and shared his secret banking information.
Soon after, the tricksters used his credit card to buy things and spent more than one lakh rupees of his money.
The police worked hard to find out who did this.
They caught two people and learned that the stolen money was used to buy gold coins online.
Fake SIM cards were used to hide the criminals' identities.
The police are still looking for a third person who helped with the trick.
Remember, real banks never ask for your passwords or card numbers over the phone, so do not share them with strangers.
A Delhi resident, Rajkumar of New Ashok Nagar, lost Rs 1,00,629 through unauthorised transactions on his HDFC Bank credit card.
The fraud began when the victim received a WhatsApp call from an unknown number, with the caller posing as an HDFC Bank executive offering to enhance his credit card limit.
The victim shared confidential banking and credit card details with the caller, after which multiple unauthorised transactions were carried out.
Delhi Police's Cyber Police Station, East District, arrested two accused, Vicky Mehta (43) and Chitrasen Tripathi (33), both residents of Uttam Nagar, West Delhi, on August 1.
The fraudulently obtained money was used to purchase gold coins online, delivered to an address in Mohan Garden, Uttam Nagar, with fake SIM cards used to register the order.
- Who
- The complainant was Rajkumar, a resident of New Ashok Nagar, Delhi; the arrested accused are Vicky Mehta (43) and Chitrasen Tripathi (33).
- What
- A cyber fraud in which a fake HDFC Bank executive call led to Rs 1,00,629 being fraudulently debited from the victim's credit card, and the arrest of two accused by East District Police.
- Where
- Delhi, India — the victim resides in New Ashok Nagar, while the accused are from Uttam Nagar, West Delhi.
- When
- The case was registered as FIR No. 96/2025, and the two accused were arrested on August 1.
- Why
- The victim shared confidential banking and credit card information with a caller posing as an HDFC Bank executive who offered to enhance his credit card limit.
Key facts
- Financial loss
- Rs 1,00,629 via unauthorised credit card transactions
- Bank involved
- HDFC Bank
- FIR number
- 96/2025, Police Station Cyber, East District
- Legal sections
- Sections 318(4) and 319(2) of Bharatiya Nyaya Sanhita (BNS)
- Accused arrested
- Vicky Mehta (43) and Chitrasen Tripathi (33)
- Arrest date
- August 1
- Fraud method
- Fake WhatsApp call offering credit card limit enhancement
- Cyber crime helpline
- 1930 / National Cyber Crime Reporting Portal










