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Festive Two-Wheeler Loan Demand Rose Sharply in 2025

People in India often buy two-wheelers during the festive season.

A report cited in the article says daily demand for two-wheeler loans was much higher during the 2025 festive season than earlier in the year.

It was also higher than the festive-season figure for 2024.

FADA reported that two-wheeler retail sales grew faster during the 2025 festive period than during the same period in 2024.

The article says auspicious dates, discounts and loan offers can encourage people to buy.

It also says demand can be affected by affordability and how people feel about spending.

Before taking a loan, buyers should compare different offers and calculate their repayments.

They should make sure the loan fits their budget after the festive season too.

Key facts

2025 festive loan-demand index: 272 for average daily two-wheeler loan demand.
Baseline: Index of 100 from January to June 2025.
2024 festive loan-demand index: 249.
2025 festive retail sales growth: Two-wheeler retail sales rose 22% during the 42-day festive period, according to FADA.
2024 festive retail sales growth: 13.79% during the same period, according to FADA.
Borrowing considerations: Compare interest rates, processing charges, loan-to-value ratio, repayment term and EMI; check eligibility and affordability.

thehansindia.com · 3 hrs ago