1 hr ago
Bandhan Bank Enters Credit Card Market With Four-Tier Portfolio
Bandhan Bank has started offering credit cards for the first time.
It created four cards for people with different spending habits and lifestyles.
Sparks is meant for everyday shopping.
Ignite gives customers travel benefits and access to international airport lounges.
Flare is designed mainly for travellers and includes golf and dining benefits.
Lumina is the most premium card and offers extra services such as concierge help and airport meet-and-greet.
Customers can apply online or at a Bandhan Bank branch.
Bandhan Bank launched its credit card business in partnership with Mastercard on Monday.
The portfolio includes four cards: Sparks, Ignite, Flare, and Lumina.
Sparks focuses on grocery and apparel rewards, while Ignite adds travel benefits and international lounge access.
Flare emphasizes travel, golf, and dining, while premium Lumina includes concierge and airport meet-and-greet services.
Bandhan Bank serves more than 3.2 crore customers through over 6,400 outlets across 35 states and union territories.
- Who
- Bandhan Bank, in partnership with Mastercard, launched the cards; Partha Pratim Sengupta and Gautam Aggarwal commented on the initiative.
- What
- Bandhan Bank entered the credit card market with four Mastercard cards: Sparks, Ignite, Flare, and Lumina.
- Where
- Applications are available through applycc.bandhan.bank.in and Bandhan Bank branches; the cards operate on the Mastercard network.
- When
- The launch was announced on Monday, with the article published on September 7, 2026.
- Why
- The portfolio is intended to serve customers across income, spending, travel, and lifestyle segments as the bank develops as a universal bank.
Key facts
- Card variants
- Sparks, Ignite, Flare, and Lumina
- Card network
- Mastercard
- Application channels
- Online through applycc.bandhan.bank.in and at Bandhan Bank branches
- Customer base
- More than 3.2 crore customers
- Banking outlets
- Over 6,400 outlets
- Geographic reach
- 35 states and union territories
- Deposit base
- ₹1.65 lakh crore as of June 2026
Sources
Related news
Visa expands premium card tiers in India, targets affluent growth
PNB, Indian Army Sign Exclusive Credit Card Partnership
Scapia, Axis Bank Launch Travel Card for Indian Travellers
PNB Partners With GYFTR For Credit Card And Travel Benefits
Hong Leong Bank Unveils Invite-Only HLB opus Ceramic Card
How Monthly Spending Habits Can Guide Your Credit Card Choice
Foreign Investors Cut Stakes in Several Indian Private Banks
Cyber Cop Jaipur Camp Urges Citizens to Pause, Verify, Report
Gujarat High Court Grants Bail in Stock Fraud Case
Senior Citizen FD Rates Reach 8.50%, But Taxes Reduce Returns
