3 hrs ago
Winjit Launches AuthSense Platform for Risk-Adaptive Digital Authentication
Winjit Technologies has launched a platform called AuthSense for safer digital payments.
It was introduced at Global Fintech Fest 2026.
AuthSense watches for unusual changes in how a person normally uses financial services.
If a transaction looks risky, it can ask for extra proof, such as a fingerprint or face check.
If the transaction looks normal, the customer may be able to continue without extra steps.
The platform includes tools such as one-time passwords, device checks, encryption, and number matching.
It is designed for banks, financial companies, and insurers.
The approach is intended to improve security while keeping everyday transactions convenient.
Winjit Technologies launched AuthSense at Global Fintech Fest 2026.
The platform uses behavioral intelligence to identify unusual activity and adjust authentication requirements.
AuthSense combines configurable rules with TOTP, biometrics, device binding, encryption, and other security tools.
The platform supports mobile, web, and app-to-app authentication journeys for the BFSI sector.
RBI’s 2025 directions require at least two authentication factors and allow risk-based contextual assessments.
- Who
- Winjit Technologies launched AuthSense, with comments from Pravin Tambe and Baskar Babu Ramchandran.
- What
- A risk-adaptive digital authentication platform using behavioral intelligence and multiple verification technologies.
- Where
- At Global Fintech Fest 2026; the article does not specify the event’s location.
- When
- The platform was launched at Global Fintech Fest 2026; the article also references RBI directions issued in 2025.
- Why
- To help financial institutions increase authentication when transaction risk rises while keeping trusted, low-risk interactions seamless.
Key facts
- Platform
- AuthSense
- Developer
- Winjit Technologies
- Launch event
- Global Fintech Fest 2026
- Target sector
- Banking, Financial Services and Insurance (BFSI)
- Authentication tools
- TOTP, biometric verification, device binding, user profiling, end-to-end encryption, swipe-to-approve, and number matching
- RBI requirement
- At least two separate authentication factors for digital payment transactions, including one dynamic factor for transactions other than card-present payments
- Supported journeys
- Mobile, web, and app-to-app interactions
Quotes
Pravin Tambe
Senior Vice President-India Business at Winjit Technologies
“Authentication should no longer treat every transaction the same. With behavioral intelligence, AuthSense enables security to respond to the context of every interaction—stronger when risk rises and seamless when trust is established.”
livemint.com
Baskar Babu Ramchandran
Managing Director and CEO of Suryoday Small Finance Bank
“Digital banking requires a balance between stronger security, a seamless customer experience under the fully compliant framework. The ability to adapt dynamic changes in customer behavior and risk can help financial institutions achieve the digital transformation and one of the keys is authentication-based transaction.”
livemint.com
Sources
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