7 months ago

Aviva Launches Smart Vital Health Plan

Aviva Launches Smart Vital Health Plan
Aviva Life Insurance Launches Smart Vital: A First-of-its-Kind Fixed Health Benefit Plan with Wellness Rewards · theprint.in

Aviva India has introduced a new health insurance plan called Smart Vital.

This plan gives money if you get very sick with one of 49 serious illnesses.

You can get up to Rs 20 lakhs, and if you walk a lot, you can earn extra money to increase your coverage.

The plan comes with an app to track your steps and a free smart ring to monitor your activity.

You can use the money for medical bills, replacing lost income, or other needs.

The plan is for people aged 20 to 50 and lasts for 10, 15, or 20 years.

Aviva wants to help people stay healthy and be ready for unexpected medical costs.

Key facts

Plan Name
Aviva Smart Vital
Base Sum Insured
Rs 10 lakhs (enhanceable up to 2x)
Wellness Rewards
2.5%, 5%, or 7.5% quarterly additions based on steps
Critical Illnesses Covered
49 conditions including cancer, kidney failure, and heart ailments
Tracking Device
Loop by CarePlix X Smart Ring (for Rs 15/20 lakhs plans)
Eligibility Age
20-50 years
Policy Terms
10, 15, or 20 years
Tax Benefits
Premiums eligible for tax deductions

Quotes

Asit Rath

CEO & MD, Aviva India

“Insurance is no longer just about protection; it must also empower people to live healthier lives. With lifestyle-related illnesses on the rise, the need for financial preparedness combined with proactive wellness has never been greater. Aviva Smart Vitals is a pioneering solution that addresses this shift by offering comprehensive critical illness cover along with wellness-linked rewards that encourage positive lifestyle choices. It reflects our commitment to innovation, customer-centricity, and building financial resilience for families across India.”
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Ajai Kumar Tripathi

Appointed Actuary & Product Head, Aviva India

“Our product design process always begins with a deep understanding of evolving customer needs. Aviva Smart Vitals is the outcome of this approach — combining comprehensive critical illness protection with wellness-linked rewards, it brings together financial security and proactive health management to deliver more meaningful value to our customers in today’s context.”
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Subhbrata Paul

Founder, Careplix

“Our collaboration with Aviva marks a transformative step in making preventive health accessible to everyday consumers. With the CarePlix Ring, users now receive continuous, clinically relevant wellness insights that help them detect risks early, build healthier habits, and take charge of their long-term wellbeing. By integrating real-time health intelligence with a strong protection framework, Aviva Smart Vitals redefines how Indians experience insurance–shifting it from a reactive product to a proactive partner in their health journey. We are proud to work with Aviva in shaping a future where wellness and protection go hand-in-hand to empower millions of families.”
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Sources

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