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Submit Annual Life Certificate or EPS Pension Payments Will Stop

Submit Annual Life Certificate or EPS Pension Payments Will Stop
Pension payments of EPS subscribers can be stopped if you don't submit this document every year; details here · livemint.com

Some grandparents get money every month from a government plan called the Employees' Pension Scheme because they used to work.

To keep getting that money, once a year they have to show proof that they are alive.

This proof is called a Life Certificate, and in India it is also known as Jeevan Pramaan.

Without this certificate, the pension money can be stopped the very next month.

The good news is it can start again after the certificate is submitted.

Most people can do it easily using a phone by taking a clear photo of their face and sending it with special apps.

If a grandparent cannot use a phone, family members can help or they can visit a bank or post office.

Some banks even send someone to their home to help them.

The certificate stays valid for 12 months, so it has to be done every year.

If it is late, the missing money is given back once the certificate is received.

Key facts

Scheme
Employees' Pension Scheme (EPS-95)
Pensioners (as of 31 March 2026)
85,84,604
Total pension disbursed (up to 31 March 2026)
₹15,819.28 crore
Certificate validity
12 months from date of submission
Submission deadline
None specified; must renew before validity expires
Online apps required
AadhaarFaceRD and Jeevan Pramaan Face App
Minimum front camera
5 MP
Alternative submission options
Banks, post offices, biometric authentication and doorstep services

Sources

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