3 weeks ago
Mutual fund assets hit record ₹73.7 lakh crore in FY26
A mutual fund is like a big shared piggy bank where many people put their money together to invest.
In India, the money inside these shared piggy banks grew to its biggest size ever.
More people than before are now investing, including from smaller towns and cities, not just big ones.
Many people invest a little bit every month through something called a SIP, which is like a small, regular allowance saved for the future.
The number of these monthly SIP accounts reached a record high.
Some people bought gold funds because gold is seen as a safe place for money when the world feels uncertain.
Big Indian investors also put in a lot of money, which balanced out foreign investors who took money out.
Because of all this, the stock market stayed steady.
The report about this comes from SEBI, the group that watches over India's financial markets.
This shows that Indian families are saving and investing more in their own country.
India's mutual fund industry posted a record average AUM of ₹73.7 lakh crore in FY2025-26, up 12.2% from ₹65.7 lakh crore the previous year, per SEBI's Annual Report 2025-26.
The mutual fund investor base grew 13.2% year-on-year to 6.1 crore accounts.
Active SIP accounts touched a record 10.45 crore by end-March 2026, while average monthly SIP contributions rose 25.8% to ₹16,413 crore.
Gold ETF inflows surged 4.6 times over the previous year as investors sought safe-haven assets amid geopolitical uncertainty.
Domestic institutional investors recorded net inflows of ₹8.5 lakh crore, offsetting foreign portfolio investor outflows and stabilizing the equity market.
- Who
- India's mutual fund industry, its investors, and the Securities and Exchange Board of India (SEBI), which published the Annual Report 2025-26.
- What
- India's mutual fund average assets under management reached an all-time high of ₹73.7 lakh crore in FY2025-26.
- Where
- India, with growing participation from Tier-II and Tier-III cities.
- When
- FY2025-26, the financial year ending in March 2026, as reported in SEBI's Annual Report 2025-26.
- Why
- Sustained retail participation and higher systematic investment plan (SIP) contributions channeled domestic savings into financial markets, cushioning global market uncertainty.
Key facts
- Average AUM (FY2025-26)
- ₹73.7 lakh crore
- AUM growth (YoY)
- 12.2% (from ₹65.7 lakh crore)
- Mutual fund investor base
- 6.1 crore (up 13.2% YoY)
- Active SIP accounts
- 10.45 crore as of March 2026
- Average monthly SIP contribution
- ₹16,413 crore (up 25.8%)
- Domestic institutional net inflows
- ₹8.5 lakh crore
- Gold ETF inflow growth
- 4.6 times over previous year
- Source
- SEBI Annual Report 2025-26











