SEBI Data Shows 731 Mutual Fund Schemes Delivered Negative Returns

Many people invest in mutual funds, which are like big baskets of stocks and bonds.

Some people expect to make a lot of money, like 12 to 15 percent every year.

But a report from SEBI, the group that watches over investing in India, shows that last year many funds did not make money.

In fact, 731 funds lost money, which is a lot more than the year before.

Only 198 funds made more than 10 percent, which is also fewer than before.

Even though funds did not do well, more people are still investing.

The total amount of money in mutual funds grew a lot over five years.

People are also putting more money into SIPs, which is a way to invest a little bit every month.

The report says investors should not expect the same big returns every year.

It also warns that some funds, like small-cap funds, might be hard to sell quickly if many people want their money back at once.

So, it is important to think about risk and not just past returns.