Business · Markets · 5 hrs ago
Trade Republic plans free retirement investment account
Trade Republic is joining the competition for Germany’s new government-supported retirement account.
The online broker says its account will be completely free.
The account is due to start in January and is part of the government’s pension reform.
It is intended to gradually replace the existing Riester pension from next year.
The new scheme will offer a standard option for passive investors and a broader choice for active investors.
Banks, fintech companies and brokers are competing for customers, hoping to gain more investment and other business later.
Trade Republic describes its free account as a long-term commitment, and the contest among providers is expected to intensify.
Trade Republic plans to offer a completely free retirement investment account in Germany.
The neobroker is entering a contest among financial firms for customers seeking the new account.
The account is part of a government-backed pension reform and is due to launch in January.
The new account is intended to begin replacing the Riester pension scheme next year.
Trade Republic founder and CEO Christian Hecker described the free product as a long-term commitment.
- Who
- Trade Republic, a neobroker led by founder and CEO Christian Hecker.
- What
- It plans to offer a completely free retirement investment account.
- When
- The account is due to start in January; the article was published on 13 October 2026.
- Where
- Germany.
- Why
- The account is part of a government-backed pension reform, and providers are competing to attract customers.
This story does not have two clearly opposing sides.
The retirement investment account is due to start.
The new account is intended to gradually replace the Riester pension scheme.
- Provider
- Trade Republic
- Account fee
- Free
- Launch
- January
- Reform
- German government-backed pension reform
- Predecessor scheme
- Riester pension
What people are saying
Both commission-free trading and passing on the ECB interest rates were initially laughed at in the market as uneconomic. Both still exist today.
Sources
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