Business · Markets · 5 hrs ago
CBA offers higher dividend income than AMP, with fuller franking
Commonwealth Bank of Australia and AMP are Australian financial services companies, but they differ greatly in size and focus.
CBA is one of Australia’s big four banks and offers banking, superannuation, insurance and other services.
AMP has restructured in recent years and is focusing on wealth and banking services.
The figures in the story show CBA with a 3.31% dividend yield, compared with AMP’s 1.95%.
CBA’s dividends are fully franked, while AMP’s are 20% franked, meaning CBA’s payouts come with a larger tax credit for eligible investors.
AMP shares have gained 43.41% so far in 2026, while CBA shares are down 1.96%, but share price gains do not make AMP’s dividend larger.
For someone seeking passive income, the figures favor CBA, though they do not guarantee future returns.
CBA has a higher dividend yield than AMP and pays dividends that are fully franked, according to Motley Fool AU.
CBA’s dividend yield is 3.31%, compared with AMP’s 1.95%.
CBA dividends are 100% franked, while AMP dividends are 20% franked.
AMP’s year-to-date share return was 43.41%, compared with CBA’s -1.96%, as reported in the article.
The article says CBA may better suit investors seeking passive income, while AMP’s share-price rebound has been stronger.
- Who
- Commonwealth Bank of Australia (CBA) and AMP Ltd (AMP).
- What
- The article compares their dividend income, franking, valuation and share-price performance for investors seeking passive income.
- When
- Published on 11 October 2026; share-price performance figures are through 7 October 2026.
- Where
- Australia, on the Australian Securities Exchange.
- Why
- The comparison considers which company may better suit a 40-year-old investor seeking passive income.
This story does not have two clearly opposing sides.
No direct quotes in the coverage so far.
CBA closed at $150.37 and AMP closed at $2.54, according to the article.
Motley Fool AU published its comparison of CBA and AMP shares for passive income.
- CBA dividend yield
- 3.31%
- AMP dividend yield
- 1.95%
- CBA dividend franking
- 100%
- AMP dividend franking
- 20%
- CBA market capitalisation
- $251.64 billion
- AMP market capitalisation
- $6.13 billion









