2 days ago

India’s ‘No Insurance, No Fuel’ Plan Signals New Digital Push

India’s ‘No Insurance, No Fuel’ Plan Signals New Digital Push
What ‘no insurance, no fuel’ reveals about India’s next digital public infrastructure push · financialexpress.com

The Supreme Court wants authorities to test a new way to check vehicle insurance.

In the proposed pilot, a petrol pump could check whether a vehicle has valid insurance before selling fuel.

Cameras and government databases could help perform the check automatically.

Vehicles without insurance might receive an electronic fine or be stopped from refuelling.

This matters because many vehicles in India do not have insurance.

People hurt in crashes can face delays getting compensation when the vehicle involved is uninsured.

The plan also suggests longer insurance periods for newly purchased cars and two-wheelers.

The idea is still only a pilot, so officials must work out how it will affect different drivers, including gig workers.

Key facts

Road deaths in 2024
The Ministry of Road Transport and Highways reported 1.77 lakh road deaths, or about 20 deaths per hour.
Uninsured vehicles
The Supreme Court noted that nearly 56% of vehicles on Indian roads remain uninsured.
Proposed coverage for new cars
Four years of upfront third-party coverage for new private cars.
Proposed coverage for new two-wheelers
Six years of upfront third-party coverage for new two-wheelers.
Proposed verification tools
Automatic number plate recognition cameras, the Insurance Information Bureau and VAHAN.
Current status
The ‘no insurance, no fuel’ approach is proposed as a pilot, not an immediate nationwide switch.

Sources

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