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Markets Drove Global Wealth Growth in 2025, Including India
A new report says global wealth grew mostly because investments became more valuable, not because people saved more money.
Stocks, bonds, and investment funds grew faster than bank deposits and insurance or pension accounts.
This helped people who owned more investments.
Indian households also became wealthier in 2025, and their financial assets grew 9%.
However, Indian households held more money in deposits than in securities.
Because securities grew more slowly in India, households there benefited less from the worldwide market boom.
Wealth was also unevenly distributed in India.
The richest 10% owned 65% of the country’s net financial assets.
Per person, Indian net financial assets rose to $2,539.
Markets generated about four-fifths of the increase in global financial wealth in 2025, while fresh savings fell 5.4% to €4.1 trillion.
Household securities grew 12.4% globally in 2025, compared with 5.7% for bank deposits and 5% for insurance and pension assets.
Indian households’ gross financial assets rose 9% to $5.3 trillion, slightly exceeding global growth of 8.6% but trailing the 9.8% Asian average excluding Japan and China.
Deposits made up 40.2% of Indian household financial assets, while securities accounted for 32.7% and insurance and pensions for 26.7%.
India’s net financial assets per capita rose 6.8% to $2,539, while the richest 10% held 65% of the country’s net financial assets.
- Who
- Global households, Indian households, and Allianz, whose report analyzed household financial wealth.
- What
- Market gains drove most global financial wealth creation in 2025, while Indian household financial assets rose 9%.
- Where
- Globally, with specific data for India and comparisons with Asian economies.
- When
- In 2025; the Allianz Global Wealth Report 2026 was published on Wednesday.
- Why
- Securities gained more than deposits and insurance or pension assets, but Indian households had a relatively smaller and slower-growing securities allocation.
Key facts
- Global financial wealth driver
- Markets accounted for about four-fifths of the increase in 2025.
- Global fresh savings
- Fresh savings declined 5.4% to €4.1 trillion.
- Global securities growth
- Household securities rose 12.4% in 2025.
- India gross financial assets
- Indian household assets increased 9% to $5.3 trillion.
- India portfolio composition
- Deposits comprised 40.2%, securities 32.7%, and insurance and pensions 26.7%.
- India net assets per capita
- Net financial assets per capita reached $2,539, up 6.8%.
- Wealth concentration
- The richest 10% of Indian households held 65% of India’s net financial assets.
Sources
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