5 days ago
Mumbai Tribunal Awards Driver ₹77.96 Lakh After Vision Loss
Suhas Bhagwan Jagadale worked as a driver.
In October 2022, an SUV hit his vehicle in Kanjur Marg, Mumbai.
He was badly hurt and permanently lost sight in his left eye.
The tribunal said this injury meant he could no longer do his driving job.
It ordered Tata AIG to pay him ₹77.96 lakh, plus interest.
Most of the money was for the income he may lose in the future.
The insurer argued that the SUV driver did not have a valid licence, but the tribunal said it had not supported that claim with evidence.
The order was made on October 1, 2026.
Mumbai’s Motor Accident Claims Tribunal awarded Suhas Bhagwan Jagadale ₹77,96,600 after he permanently lost vision in his left eye.
The October 2022 crash occurred on the Eastern Express Highway service road at Kanjur Marg.
The tribunal found the evidence established the accident and negligence, and assessed Jagadale’s occupational disability as 100%.
The award includes ₹66.66 lakh for future earning loss, ₹10 lakh for pain and loss of amenities, and ₹1.30 lakh in medical expenses.
Tata AIG must pay the award with 7.5% annual interest; the tribunal rejected its licence-related defence for lack of supporting evidence.
- Who
- Suhas Bhagwan Jagadale, a driver, and Tata AIG General Insurance Company Ltd.
- What
- The Mumbai Motor Accident Claims Tribunal ordered ₹77,96,600 in compensation, with 7.5% annual interest.
- Where
- The Eastern Express Highway service road near the Metro Depot at Kanjur Marg, Mumbai.
- When
- The accident occurred on October 5, 2022; the order was pronounced on October 1, 2026.
- Why
- Jagadale permanently lost vision in his left eye, which the tribunal found prevented him from continuing his driving occupation.
Jagadale’s Claim and Tribunal’s Findings
Insurer’s Defence
Accident and negligence
Jagadale’s Claim and Tribunal’s Findings
The tribunal accepted oral and documentary evidence and concluded that Jagadale had proved his claim; it noted the accident was not challenged.
Insurer’s Defence
The insurer’s stated defence focused on the SUV driver’s licence; the article says it did not produce evidence establishing that the driver was not involved or was not negligent.
Driving licence
Jagadale’s Claim and Tribunal’s Findings
A licence produced on record was valid, and the tribunal found the insurer had not substantiated its allegation.
Insurer’s Defence
The insurer argued that the SUV driver lacked a valid licence, but did not examine a witness or produce the chargesheet to support the allegation.
Key facts
- Compensation
- ₹77,96,600
- Interest
- 7.5% annually from the claim application date until payment
- Accident date
- October 5, 2022, at around 1:15 a.m.
- Order date
- October 1, 2026
- Future earning loss
- ₹66.66 lakh, calculated with a 40% future-prospect addition and multiplier of 16
- Other awarded amounts
- ₹10 lakh for pain, suffering and loss of amenities; ₹1.30 lakh for medical expenses
- Disability assessment
- 100% occupational disability, though medical certificates assessed physical disability at 30%
Quotes
A. A. Ghaniwale
Presiding officer of the Mumbai Motor Accident Claims Tribunal
“the strict proof of negligence of the driver is not required in such cases”
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