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Indian Banks’ Fixed Deposit Rates Listed for October 9, 2026
This article compares fixed deposit rates offered by many banks in India.
It groups the rates by how long a person keeps money deposited.
The listed banks include foreign banks, public-sector banks, private-sector banks and small finance banks.
The highest number in the table is 8.25, offered by Suryoday Small Finance Bank for a three-to-five-year deposit.
The lowest number shown is 4.1, offered by HSBC for a deposit under one year.
The figures were compiled from bank websites for October 9, 2026.
Banks may revise their rates, and some deposits may switch to a floating rate after a set period.
Customers should check each bank’s terms before choosing a deposit.
The comparison lists fixed deposit rates across foreign, public-sector, private-sector and small finance banks.
Rates are grouped into four tenure bands: under one year, one to two years, two to three years, and three to five years.
Suryoday Small Finance Bank lists the highest shown rate, 8.25, for deposits of three to five years.
HSBC lists the lowest shown rate, 4.1, for deposits under one year.
BankBazaar says the data came from bank websites and warns that rates or post-term returns may change under bank terms.
- Who
- Banks in India, including foreign banks and small finance banks.
- What
- A comparison of fixed deposit rates across four deposit-tenure bands.
- Where
- India.
- When
- October 9, 2026, as stated in the article.
- Why
- To show the fixed deposit rates offered by different banks.
Key facts
- Date of comparison
- October 9, 2026
- Rate source
- Compiled by BankBazaar.com from respective banks’ websites.
- Tenure bands
- Under 1 year; 1–2 years; 2–3 years; 3–5 years.
- Highest listed figure
- 8.25, at Suryoday Small Finance Bank for 3–5 years.
- Lowest listed figure
- 4.1, at HSBC for under 1 year.
- Rate caveat
- Rates may be revised; some banks or financial institutions may apply prevailing floating rates after a specified period, subject to their terms.





