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Fixed Deposit Interest Rates Across Indian Banks on September 18

A fixed deposit lets people keep money in a bank for a chosen period and earn interest.

Different banks offer different interest rates.

The table compares rates for four time periods.

These periods range from less than one year to three to five years.

Foreign banks, public-sector banks, private-sector banks and small finance banks are included.

Deutsche Bank has the highest listed rate among the foreign banks for one-to-two-year deposits.

Suryoday Small Finance Bank has the highest listed rate in the table for three-to-five-year deposits.

The rates were compiled on September 18, 2026, but banks may revise them.

Some banks may also apply floating rates after a specified period, depending on their terms.

Key facts

Compilation date: September 18, 2026
Rate categories: Foreign banks, Indian public-sector banks, Indian private-sector banks and small finance banks
Deposit tenures: Less than one year; one to two years; two to three years; three to five years
Highest foreign-bank rate listed: Deutsche Bank: 7% for one-to-two-year deposits
Highest public-sector-bank rate listed: Central Bank of India: 6.75% for one-to-two-year deposits
Highest private-sector-bank rate listed: TNSC Bank: 7.6% for one-to-two-year deposits
Highest small-finance-bank rate listed: Suryoday Small Finance Bank: 8.25% for three-to-five-year deposits
Important qualification: Rates may be revised after a specified tenure, and some banks or financial institutions may apply prevailing floating rates under their terms and conditions.

thehindubusinessline.com · 6 hrs ago