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Home Loan Rates Across Banks and Lenders on October 9

This article compares home loan interest rates from banks and housing finance companies.

The figures are dated October 9, 2026.

It lists both floating and fixed rates where lenders offer them.

Floating rates can vary with the lender and sometimes with the amount borrowed.

Some lenders show a range, while others list a minimum or maximum rate.

For example, State Bank of India lists floating rates from 7.25% to 8.55%.

LIC Housing Finance lists floating rates starting at 7.15%, with the highest listed rate depending on the loan-size band.

The article warns that fixed rates may change after a certain period.

Borrowers should check each lender’s terms before choosing a loan.

Key facts

Rate date: October 9, 2026
Loan-size bands: Under Rs. 30 lakh; Rs. 30 lakh to Rs. 75 lakh; Rs. 75 lakh and above
Lowest stated floating bank rate: 7.0% at Bank of Maharashtra and Central Bank
State Bank of India floating rates: 7.25%–8.55% across all listed loan-size bands
LIC Housing Finance floating rates: 7.15%–9.65% below Rs. 30 lakh; 7.15%–9.75% for Rs. 30–75 lakh; 7.15%–10.10% above Rs. 75 lakh
Fixed-rate caveat: Fixed rates may be revised after a specified tenure, depending on the lender’s terms and conditions.
Source: Compiled by BankBazaar.com from respective lenders’ websites.

thehindubusinessline.com · 3 hrs ago