7 hrs ago
SBI Announces 45-Minute UPI Outage With Timing Discrepancy
State Bank of India plans to perform maintenance on its UPI payment system on September 4, 2026.
During the maintenance, some customers may not be able to make regular UPI payments.
The two reports list different 45-minute time windows for the outage.
One says it will be from 12:30 a.m.
to 1:15 a.m., while the other says 12:15 a.m.
to 1:00 a.m.
SBI says the work could finish early.
People can use UPI Lite for small payments during the disruption.
UPI Lite allows payments up to ₹1,000 without entering a UPI PIN each time.
Customers can also use another payment method or complete urgent payments before the outage.
SBI has scheduled a temporary UPI outage on September 4, 2026, for maintenance.
The articles give conflicting outage windows: 12:30–1:15 a.m. and 12:15–1:00 a.m. IST.
SBI says the maintenance could finish before the announced window ends.
Customers can use UPI Lite for payments of up to ₹1,000 per transaction.
SBI's standard UPI value limit is ₹1 lakh, with higher limits for specified payments.
- Who
- State Bank of India customers using UPI.
- What
- A temporary suspension of SBI UPI services for scheduled maintenance.
- Where
- SBI's UPI services and the BHIM SBI Pay app.
- When
- September 4, 2026; the reports differ on whether the window is 12:15–1:00 a.m. or 12:30–1:15 a.m. IST.
- Why
- Scheduled maintenance of SBI's UPI infrastructure.
Key facts
- Maintenance date
- September 4, 2026
- Reported outage windows
- 12:30–1:15 a.m. IST in one report; 12:15–1:00 a.m. IST in another
- Outage duration
- 45 minutes
- UPI Lite transaction limit
- ₹1,000 per transaction
- UPI Lite maximum balance
- ₹5,000
- Standard UPI value limit
- ₹1,00,000 per transaction and combined daily P2P and P2M limit
- P2P transaction count
- Up to 20 transactions per day
- Higher specified limits
- Up to ₹2,00,000 for insurance and capital-market payments, and up to ₹5,00,000 for specified IPO, tax, hospital and education payments
Quotes
State Bank of India
India’s largest lender and provider of the UPI services discussed in the article
“Due to scheduled maintenance activity, SBI UPI services will be temporarily unavailable from 00:30 hrs to 01:15 hrs on 04.09.2026 (IST),”
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