3 weeks ago
Bengaluru woman's ₹1 lakh monthly budget breakdown goes viral
Ishita Chaudhary is a woman who works at a company called Rubrik in Bengaluru, a big city in India.
She made a list of everything she spends money on in one month.
She shared her list on Instagram, a photo-sharing app.
Her list became very popular and many people talked about it.
She spends about ₹1 lakh, which is 100,000 rupees, every single month.
The most expensive part is paying rent for her home, which costs ₹21,000.
She also spends money on food, a cook, a maid, travel inside the city, shopping, and trips.
Some people laughed at her list and joked that she had almost no money left to save.
Another young woman named Chahat Yadav shared her own spending list from Gurgaon and spent about ₹43,096 in July.
Bengaluru-based Rubrik employee Ishita Chaudhary shared a viral Instagram breakdown of her monthly spending of approximately ₹1 lakh.
She spends ₹21,000 on rent for a 3BHK including maintenance, plus ₹7,000 on groceries, ₹2,000 for a cook and ₹2,000 for a maid.
Daily expenses include ₹10,000 on city commuting, ₹3,000 on Zomato/Swiggy, ₹5,000 on eating out, and ₹5,000 on hobbies and activities.
Lifestyle costs include ₹15,000 for shopping, ₹20,000 for travelling, ₹5,000 for parlour visits, and ₹3,000 on sports.
Commenters joked about savings, and fellow Instagram user Chahat Yadav shared her ₹43,096 July spending breakdown in Gurgaon.
- Who
- Ishita Chaudhary, a corporate professional working at Rubrik in Bengaluru, and fellow Instagram user Chahat Yadav.
- What
- Chaudhary shared a viral Instagram budget breakdown of her monthly spending of approximately ₹1 lakh, alongside social media reactions and a comparison budget from Yadav.
- Where
- Bengaluru, India, with a comparison spending breakdown from Gurgaon.
- When
- The exact date of Chaudhary's post is not stated; Chahat Yadav's breakdown was for her July spending.
- Why
- The breakdown went viral amid ongoing online debates over the cost of living for young professionals in India's major cities.
Spending is fine
Savings matter more
Monthly spending vs. savings
Spending is fine
Budget breakdowns such as Chaudhary's and Yadav's treat the spending as normal for young professionals, drawing curiosity and lighthearted attention rather than criticism.
Savings matter more
Social media users joked that hardly anything would be left for savings ('Savings: 500/- Living on the edge') and asked the spenders to share their savings instead.
Is the spending justified?
Spending is fine
Yadav ended her video asking viewers whether her monthly spending was justified, treating high spending as a question worth discussing openly.
Savings matter more
Commenters responded with remarks such as 'Itne mein mera do ghar chal jayega' (my two households would run on that amount), suggesting the spending looks excessive to many.
Key facts
- Person
- Ishita Chaudhary, corporate employee at Rubrik
- Monthly expenditure
- Approximately ₹1 lakh
- Rent (3BHK, incl. maintenance)
- ₹21,000
- Groceries
- ₹7,000
- City commuting
- ₹10,000
- Shopping
- ₹15,000
- Travel and trips
- ₹20,000
- Chahat Yadav's July spending (Gurgaon)
- ₹43,096
Sources
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