9 months ago
Consistency Over Past Returns in Mutual Funds
Share.Market released a report showing that mutual funds that perform well one time often don't do as well the next time.
This means that instead of looking at which funds have done the best in the past, investors should focus on funds that perform steadily over time.
The report looked at data over five years and found that funds that don't have big ups and downs tend to be better for investors.
Even though the market can be unpredictable, many people are still investing regularly, which is a good strategy for long-term growth.
The report also noted that there was a lot of money put into gold and silver funds and a big withdrawal from debt funds, but overall, people are staying invested and focusing on steady growth.
Share.Market's CRISP® Mutual Fund Scorecard for September 2025 emphasizes consistency over past returns for long-term wealth creation.
Funds that perform well in one period often fail to repeat their success, making past performance an unreliable predictor.
Steady performers across various market caps and styles include ICICI Prudential, HDFC, Franklin India, and Nippon India.
Retail investors continue to stay invested despite short-term volatility, with SIP contributions reaching a record ₹29,361 crore.
The report advises investors to focus on disciplined, diversified investing through steady SIPs rather than chasing momentum.
- Who
- Share.Market (PhonePe Wealth Broking)
- What
- Released CRISP® Mutual Fund Scorecard for September 2025
- Where
- India
- When
- September 2025
- Why
- To highlight the importance of consistency over past returns in mutual funds
Key facts
- Large Cap Funds
- ICICI Prudential, HDFC
- ELSS Funds
- HDFC, Franklin India, SBI
- Flexi Cap Funds
- HDFC, Franklin India, JM
- Mid Cap Funds
- Motilal Oswal, Nippon India, Edelweiss
- Contra/Value Funds
- HSBC, SBI, Nippon India
- Small Cap Funds
- Nippon India, HSBC, Tata
- Hybrid Funds (Aggressive)
- ICICI Prudential, Edelweiss, UTI
- Hybrid Funds (Balanced Advantage)
- Baroda BNP Paribas, ICICI Prudential, Nippon India
- Report Period
- September 2025
- Data Duration
- 5 years
- SIP Contribution
- ₹29,361 crore (highest ever)
Quotes
Nilesh D Naik
Head of Investment Products at Share.Market
“Chasing winners is not sustainable. In a volatile environment, investors who stay disciplined and diversify through steady SIPs are better positioned for long-term wealth creation.”
CNBC TV 18





