2 weeks ago

Bajaj Finance FD Rates Help Assess Real Returns in FY27

Bajaj Finance FD Rates Help Assess Real Returns in FY27
Beating Inflation in FY27: What FD Rates Mean for Real Returns on a Bajaj Finance Fixed Deposit · livemint.com

Imagine you put your pocket money in a special savings box.

The box pays you extra money, called interest, for keeping your money inside.

A fixed deposit is like that box — you lock your money for a set time and earn a guaranteed amount of interest.

However, prices of toys and candies go up a little every year, which is called inflation.

Inflation means your money cannot buy as much as it used to, so your interest should grow faster than prices rise.

Bajaj Finance offers fixed deposits where you can invest starting from Rs.

15,000 for 12 to 60 months.

Your money grows more if you keep it locked longer, because interest earns interest too.

The deposit has very high safety ratings, meaning it is considered very safe.

There is also a calculator that shows how much money you will get at the end.

That way, you can plan your savings for the future.

Key facts

Product
Bajaj Finance Fixed Deposit
Minimum investment
Rs. 15,000
Tenure range
12 to 60 months
Credit ratings
CRISIL AAA/STABLE and ICRA AAA(Stable)
Loan against FD
Up to 75% of deposit value
Inflation example
7% annual interest with 5% inflation yields a much lower real return
Planning period
FY27

Sources

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