23 hrs ago

EPFO Guide Explains Online Claims After Member’s Death

EPFO: Don't know how to claim provident fund, pension online after EPF member's death? Check stepwise guide for families · livemint.com

When an EPF member dies, eligible family members or other legal claimants may request the saved money and related benefits.

They can apply for the provident fund, pension, and insurance benefits through the EPFO website.

The UMANG mobile app does not yet offer this service.

Applicants need the member’s UAN, a death certificate, identity details, and bank information.

Form 20 is used to request the PF savings.

Form 10D is used for a pension claim.

Form 5IF is used for the life insurance benefit.

The application uses OTPs sent to the member’s and beneficiary’s linked mobile numbers.

Spouses and children generally share the payment equally, while dependent parents may receive it when there is no spouse or child.

Key facts

FY26 EPF and VPF interest rate: 8.25%, ratified by the Centre for the third consecutive time.
Required member information: The deceased member’s 12-digit Universal Account Number (UAN).
Required identity information: The beneficiary’s Aadhaar, name, and date of birth as declared in e-Nomination.
Required documents: The member’s death certificate and beneficiary bank proof, such as a cancelled cheque or passbook; each PDF may be up to 2MB.
PF withdrawal form: Form 20 for lump-sum withdrawal of the member’s provident fund.
Pension form: Form 10D for a monthly pension claim after retirement.
Insurance form: Form 5IF for the Employees’ Deposit Linked Insurance (EDLI) benefit.

livemint.com · 23 hrs ago