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Regional Rural Bank Loans Rise 10.3% in FY26
Regional Rural Banks are banks that help people and businesses in rural areas get loans.
Their total loans grew to Rs 5.78 lakh crore in FY 2025–26.
This was 10.3% more than in the previous financial year.
The banks lent a large share of their money to farming and related activities.
Agriculture accounted for 77% of their priority-sector lending.
They also provided Rs 66,978 crore to small and medium businesses.
More than 95% of this business lending went to very small businesses.
The government said this showed that the banks were supporting rural development and financial inclusion.
Gross loans outstanding of Regional Rural Banks rose 10.3% year-on-year to Rs 5.78 lakh crore in FY 2025–26.
RRBs’ average achievement under the Reserve Bank of India’s Priority Sector Lending framework reached 91.7% of Adjusted Net Bank Credit.
Agriculture and allied activities accounted for Rs 3.78 lakh crore, or 77% of total priority-sector lending.
MSME credit stood at Rs 66,978 crore, representing 13.6% of total priority-sector lending.
More than 95% of MSME lending went to micro enterprises, including rural entrepreneurs, artisans and small businesses.
- Who
- Regional Rural Banks, under information provided by the Ministry of Finance.
- What
- RRB gross loans outstanding increased 10.3% to Rs 5.78 lakh crore, while priority-sector lending performance averaged 91.7% of Adjusted Net Bank Credit.
- Where
- The lending focused on rural and semi-urban areas; the announcement was made in New Delhi.
- When
- During FY 2025–26; the figures were announced on Tuesday.
- Why
- To expand credit delivery, support priority sectors and strengthen rural economic development and financial inclusion.
Key facts
- FY 2025–26 gross loans
- Rs 5.78 lakh crore
- Year-on-year growth
- 10.3%, up from Rs 5.24 lakh crore
- Average PSL achievement
- 91.7% of Adjusted Net Bank Credit, against an overall target of 75%
- Agriculture and allied credit
- Rs 3.78 lakh crore, accounting for 77% of total priority-sector lending
- MSME credit
- Rs 66,978 crore, or 13.6% of total priority-sector lending
- Micro-enterprise lending
- More than 95% of MSME lending
- Farm-credit share
- Nearly 98% of agricultural lending
Sources
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