1 week ago
Bank of Baroda Launches Global UPI Payments for Foreign Visitors
Bank of Baroda has started a new way for visitors to pay in India.
Tourists can use payment apps from their own countries.
They scan a Bank of Baroda UPI QR code at a participating shop.
The payment is then made through their familiar home-country app.
They do not need an Indian bank account or a separate Indian payment app.
This may also reduce the need to carry cash or exchange money.
The service is available to visitors from certain countries connected to NPCI International’s payment network.
Indian shopkeepers may gain more customers from abroad.
Bank of Baroda said the system helps make digital payments work across borders.
Bank of Baroda launched UPI Global Reverse Acceptance on August 26, 2026.
International visitors can scan the bank’s UPI QR codes and pay Indian merchants through eligible home-country payment apps.
The service is available to users from participating countries including Singapore, the UAE, Nepal, Bhutan, Mauritius, Sri Lanka, the United States, Qatar and France.
Tourists do not need an Indian bank account, local payment app, cash or currency exchange for these transactions.
Bank of Baroda said the service could improve traveller convenience and give merchants access to more international customers.
- Who
- Bank of Baroda launched the service for international visitors, overseas Indians and eligible foreign wallet or payment-app users.
- What
- UPI Global Reverse Acceptance allows visitors to pay Indian merchants by scanning Bank of Baroda UPI QR codes with their home-country payment apps.
- Where
- At Bank of Baroda’s UPI QR merchant network across India.
- When
- The service was launched on Wednesday, August 26, 2026.
- Why
- To make payments more convenient for international visitors and expand merchants’ access to overseas customers.
Key facts
- Service
- UPI Global Reverse Acceptance, also called UPI Global QR Payments
- Provider
- Bank of Baroda
- Transaction type
- Cross-border person-to-merchant payments
- Eligible users
- International visitors, overseas Indians and users of participating foreign wallet or payment applications
- Participating corridors
- Singapore, the UAE, Nepal, Bhutan, Mauritius, Sri Lanka, the United States, Qatar and France, among others
- Merchant access
- Payments can be made at Bank of Baroda’s UPI QR merchants across India
- UPI growth cited
- UPI transaction value rose from ₹0.07 lakh crore in FY17 to around ₹314 lakh crore in FY26, according to the report
Quotes
Sanjay Mudaliar
Executive Director of Bank of Baroda
“Bank of Baroda is proud to introduce UPI Global Reverse Acceptance, an important step towards making digital payments more accessible across borders. By enabling international visitors to make merchant payments through payment applications they already use and are familiar with, we are enhancing convenience for travelers while creating new business opportunities for our merchants.”
thehindubusinessline.com
livemint.com
“UPI Global Reverse Acceptance strengthens our merchant acquiring franchise and reflects Bank of Baroda’s commitment to innovation and building a globally interoperable digital payments ecosystem.”
livemint.com









