Reba’s retirement plan supports her $90,000 annual spending goal

Reba plans to retire in 2028 and wants to spend $90,000 a year after tax.

A planner’s estimate suggests that goal is sustainable under the assumptions used, before counting her planned home and vehicle purchases.

The estimate also assumes she delays government pension benefits until age 70.

This can help her understand whether her savings and pension are likely to support her retirement.