Rodent-related insurance claims may rise this autumn, insurer warns

Rats and mice may move indoors as the weather gets colder, looking for food and shelter.

An insurer says its claims data shows rodent-related claims rise in autumn.

Rats and mice made up 79% of vermin-related emergency cover claims in 2025 and the first half of 2026.

Infestations can affect people’s wellbeing and damage homes, so sealing entry points and storing food and rubbish securely may help.