Radhika Gupta Explains What Actually Counts As An Investment

Radhika Gupta says owning something valuable does not always mean you have made an investment.

An investment should ideally earn money over time.

You should also consider how long it takes to earn that money.

Another important question is how quickly you can use the money when needed.

Jewellery is often bought to wear, so it is different from financial gold.

Expensive handbags might become more valuable, but that is not guaranteed.

A home can be important for living in even if it does not produce easily available cash.

Extra property can be an investment, but its returns and long holding times should be measured.

Gupta says emergency savings should be kept somewhere safe and easy to access.