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Government Keeps Small Savings Rates Unchanged For October-December Quarter
The government decided not to change the interest rates on several savings schemes.
These rates will apply from October 1 through December 30, 2026.
The Public Provident Fund will continue to pay 7.1% interest.
The National Savings Certificate will continue to pay 7.7%.
Sukanya Samriddhi accounts will offer 8.2%.
The Monthly Income Scheme will pay 7.4%.
Kisan Vikas Patra will offer 7.5% and mature after 115 months.
This is the tenth quarter in a row in which the rates have stayed the same.
The government kept small savings interest rates unchanged for October-December 2026.
The unchanged rates mark the tenth consecutive quarter without a revision.
The Public Provident Fund rate remains 7.1%, while the National Savings Certificate rate stays at 7.7%.
Sukanya Samriddhi deposits will continue to earn 8.2%, and the Monthly Income Scheme will pay 7.4%.
Kisan Vikas Patra will offer 7.5% and mature in 115 months.
- Who
- The Government of India, through the Finance Ministry.
- What
- Interest rates for various small savings schemes were kept unchanged.
- Where
- The schemes are mainly operated through post offices and banks in India.
- When
- For the third quarter of FY 2026-27, from October 1 to December 30, 2026.
- Why
- The Finance Ministry notified that the rates would remain the same as those set for the preceding quarter.
Key facts
- PPF rate
- 7.1%
- NSC rate
- 7.7%
- Sukanya Samriddhi rate
- 8.2%
- Post office savings rate
- 4%
- Kisan Vikas Patra rate
- 7.5%, with maturity in 115 months
- Monthly Income Scheme rate
- 7.4%
- Rate-change streak
- Rates unchanged for the tenth consecutive quarter
Quotes
Finance Ministry
India's Finance Ministry, which issued the small savings interest-rate notification
“The rates of interest on various Small Savings Schemes for the third quarter of FY 2026-27, starting from October 1, 2026, and ending on December 30, 2026, shall remain unchanged from those notified for the second quarter (July 1, 2026, to September 30, 2026) of FY 2026-27.”
freepressjournal.in
Sources
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