1 day ago
India SIPs Averaged 8.4% as US Markets Led Global Comparison
The analysis looked at monthly investments made over many different five-year periods in 10 markets.
It measured how those investments performed in US dollars.
The Nasdaq-100 had the highest average return, followed by the S&P 500.
India’s average return was 8.4%.
Nearly all of India’s five-year results were positive, and most fell between 6% and 12%.
Some other markets had more negative outcomes.
Investing a fixed amount regularly can spread purchases across different market prices.
But it does not promise that you will make money.
An analysis compared 120 rolling five-year monthly SIP periods across 10 markets from October 2016 to September 2026, with returns measured in US dollars.
The Nasdaq-100 had the highest average annualized return, or XIRR, at 19.1%, followed by the S&P 500 at 13.7%.
India averaged 8.4%; 98% of its five-year outcomes were positive, and 87% returned between 6% and 12%.
India's best and worst five-year outcomes were 13% and -0.9%; France averaged 7.1%, while other listed non-US markets averaged less.
SIPs do not guarantee gains: regular investing can spread purchases across market levels but cannot shield investors from prolonged weak markets.
- Who
- The analysis was shared by Niranjan Avasthi, President at Edelweiss Asset Management.
- What
- It compared the returns of monthly SIPs across 10 global markets.
- Where
- The comparison covered India and nine other global markets.
- When
- The overall period was October 2016 to September 2026.
- Why
- The comparison illustrated how the same regular-investing approach produced different outcomes across markets.
Key facts
- Markets compared
- 10
- Rolling periods per market
- 120 five-year monthly SIP periods
- Return currency
- US dollars
- Highest average XIRR
- Nasdaq-100: 19.1%
- Second-highest average XIRR
- S&P 500: 13.7%
- India average XIRR
- 8.4%
- India positive outcomes
- 98% of rolling five-year SIP outcomes
- India best and worst outcomes
- 13% and -0.9%
Quotes
Niranjan Avasthi
President at Edelweiss Asset Management, who shared the analysis on X.
“Several markets were quite volatile. Brazil, South Korea, China and Hong Kong each had worst outcomes of -6% to -8%, and roughly a third of their SIPs ended in negative.”
livemint.com
“India was very consistent. With 8.4% average returns (in dollar terms), 98% of outcomes were positive, and 87% fell between 6% and 12%.”
livemint.com
Sources
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