1 month ago

Adventure Travel Insurance: Why Extra Coverage Matters

Adventure Travel Insurance: Why Extra Coverage Matters
Take dedicated insurance cover for your travel · thehindubusinessline.com

When you go on a trip, you usually buy travel insurance to protect you from things like lost luggage or getting sick.

But if you plan to do exciting activities like climbing a mountain or diving deep in the sea, the regular insurance might not cover you if something goes wrong.

A small extra fee can add a special rider that covers injuries, medical treatment, and even a helicopter rescue.

Most people who get hurt while traveling need medical help, and that can cost a lot of money.

By adding the rider, you can avoid paying huge bills if you get hurt.

It’s like buying a special safety net for the adventures you love.

The article says this extra coverage is cheap compared to the possible costs of a medical emergency abroad.

So, if you want to stay safe and keep your money, consider the extra adventure rider.

Key facts

Standard coverage exclusions
High‑risk adventure activities such as mountain climbing, deep‑sea diving, and aerial sports
Medical claim percentage
More than 60% of travel insurance claims are medical, with medical emergencies accounting for nearly 90% of payouts
Adventure rider cost
₹1,000–₹1,600 on a ₹2.5–₹3 lakh trip
Potential evacuation cost
Lakhs of rupees for helicopter evacuation and overseas treatment
Countries mentioned
United Kingdom, Switzerland, New Zealand

Sources

Related news