4 days ago
Mayur Patel Favors Diversified Investing, Cautions on IT Stocks
Mayur Patel says investors should not try to guess which single investment will win next.
He believes gold and silver can help diversify a portfolio over many years.
He is cautious about large IT companies because artificial intelligence could reduce some of their business.
He thinks financial companies, industrial businesses, consumer-focused companies and telecom may offer better opportunities.
He is positive about Indian shares because valuations and economic growth appear reasonably supportive.
He also prefers high-quality shorter-term bonds for the fixed-income part of a portfolio.
Patel says investors should choose investments based on their ability to handle risk.
He recommends continuing systematic investment plans during market ups and downs.
He also advises investors to avoid buying assets simply because they performed well recently.
Mayur Patel recommends viewing gold and silver as long-term diversification assets rather than near-term trades.
360 ONE remains underweight on large-cap Indian IT because of potential AI-led disruption and business deflation.
Patel favors financials, industrials, consumer discretionary and telecom, while remaining cautious on IT, energy and utilities.
He is bullish on Indian equities but recommends combining them with quality short- to medium-term fixed income and gold according to risk tolerance.
Patel says investors should continue SIPs, rebalance periodically and avoid chasing past performers or recent market momentum.
- Who
- Mayur Patel of 360 ONE provided the investment outlook.
- What
- Patel discussed gold, silver, Indian equities, IT stocks, fixed income, mutual funds and multi-asset investing.
- Where
- The analysis focuses on Indian markets and Indian investors.
- When
- The outlook covers the near term, the next 12–18 months and the next few years; the article also cites January 2026 fund inflows.
- Why
- Patel assessed investment opportunities and risks amid AI disruption, market corrections, geopolitical uncertainty, interest-rate expectations and changing asset valuations.
Key facts
- Gold outlook
- Patel favors gold as a long-term diversification and strategic-reserve asset, citing continued central-bank buying.
- Silver outlook
- More than half of silver demand comes from solar and electronics, while supply remains relatively inelastic.
- IT stance
- 360 ONE remains underweight on large-cap Indian IT because of potential AI-led disruption and 3–4% deflation risk.
- Preferred sectors
- Financials, industrials, consumer discretionary and telecom are Patel’s preferred sectors.
- Equity valuation
- The Nifty is trading at around 3 times price-to-book, below its 20-year median according to Patel.
- Fixed income
- Patel prefers quality accrual in short- to medium-term maturities.
- Multi-asset inflows
- Multi-asset allocation fund inflows crossed ₹100 billion a month by January 2026 before moderating as precious metals corrected.
Sources
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