9 months ago
Kerala Offers 4% Interest Subsidy for Women-Led Tourism Enterprises
The government of Kerala wants to help women who want to start or grow businesses in the tourism industry.
They have created a special plan to give these women a 4% discount on the interest they have to pay for loans.
These loans come from a special women's development corporation.
The government has set aside a good amount of money to make this happen.
This plan is part of Kerala's effort to make tourism more friendly to women and to help more women become business owners.
The goal is to create more jobs and opportunities for women in tourism-related services like running hotels, giving tours, and driving taxis.
It also ensures that a good portion of the money set aside for responsible tourism activities goes towards empowering women.
Kerala government introduces a 4% interest subsidy for women-led Responsible Tourism enterprises.
The scheme aims to boost women entrepreneurship within the state's growing tourism sector.
Administrative sanction of ₹4 crore has been granted for the implementation of the project.
The subsidy is applicable to loans provided by the Kerala State Women Development Corporation (KSWDC).
Fifty percent of the allocation for Responsible Tourism activities in the 2025-26 budget will be used for women empowerment.
- Who
- Kerala Government and women-led Responsible Tourism enterprises
- What
- Announcement of a 4% interest subsidy scheme on loans for women-led tourism businesses
- Where
- Kerala, India
- When
- Scheme announced in relation to the 2025-26 State budget, published November 7, 2025
- Why
- To strengthen women entrepreneurship in the tourism sector and promote women-friendly tourism initiatives.
Key facts
- Interest Subsidy Rate
- 4%
- Loan Limit for Subsidy
- Up to ₹15 lakh
- Implementing Agency
- Kerala Responsible Tourism Mission Society (KRTMS)
- Total Project Allocation
- ₹4 crore
- Loan Provider
- Kerala State Women Development Corporation (KSWDC)
Quotes
P A Mohamed Riyas
Tourism Minister
“Kerala has set a model for the country by launching a slew of upfront schemes to promote women-led enterprises in tourism sector as part of its women-friendly tourism initiative.”
thehindubusinessline.com
“The State budget for 2025-26 had made it clear that 50 per cent of the allocation made for Responsible Tourism activities will be utilized for women empowerment.”
thehindubusinessline.com
Rupeshkumar K
KRTMS CEO
“The women-friendly tourism initiative has envisaged creation of a network of women engaged in various tourism-related businesses and services such as tour operators, homestay owners, caterers and taxi drivers.”
thehindubusinessline.com
“RT Mission has been playing a pivotal role in strengthening the gender-inclusive and sustainable tourism model, which has also socially and economically empowered local communities.”
thehindubusinessline.com
