4 hrs ago

EPF Form 10C: Eligibility, Benefits, Documents and Claim Process

Form 10C helps eligible workers deal with the pension part of their retirement savings.

This pension part is funded by the employer.

A worker who leaves before completing 10 years of eligible service may be able to withdraw the eligible amount.

Instead of withdrawing, some workers can request a scheme certificate.

The certificate keeps a record of their pensionable service for a future EPFO-covered job.

Age and years of service determine which benefit is available.

Claims can be made online through the EPFO portal with bank and mobile-phone verification.

Extra documents may be needed for children, legal heirs or offline applications.

Key facts

Form purpose: Claim eligible EPS withdrawal benefits or apply for a scheme certificate.
Main service threshold: Eligibility commonly depends on whether the member has completed 10 years of eligible service.
Online verification: The member enters the last four digits of the bank account and an OTP sent to the registered mobile number.
Online claim route: Unified portal → Online Services → Claim (Form-31, 19, 10C & 10D) → Only Pension Withdrawal (Form 10C).
Possible documents: Cancelled or blank cheque, children’s birth certificate, death certificate, succession certificate and a Re. 1 revenue stamp, depending on the claim.
Offline certification: Employer certification may be required; specified officials may certify when the former organisation is unavailable.

businesstoday.in · 11 hrs ago