8 months ago
PM Modi Launches 'Your Money, Your Right' Campaign
Prime Minister Narendra Modi started a campaign called 'Your Money, Your Right' to help people find and get back money that they have forgotten in banks, insurance companies, mutual funds, and from dividends.
He said there is a lot of money, like Rs 78,000 crore in banks and Rs 14,000 crore in insurance companies, that people have not claimed.
The government has made special websites to help people find their money.
So far, they have returned Rs 2,000 crore to people.
PM Modi asked everyone to check if they have any unclaimed money and use these websites or go to special camps in their districts to get their money back.
Prime Minister Narendra Modi launched the 'Your Money, Your Right' campaign to help citizens reclaim unclaimed funds from banks, insurers, mutual funds, and dividends.
Significant unclaimed amounts include Rs 78,000 crore in banks, Rs 14,000 crore in insurance companies, Rs 3,000 crore in mutual funds, and Rs 9,000 crore in dividends.
Specific portals like UDGAM, Bima Bharosa, MITRA, and IEPFA have been set up to streamline the claiming process.
Facilitation camps have been held in 477 districts, returning nearly Rs 2,000 crore to rightful owners by December 2025.
PM Modi urged citizens to check for unclaimed funds and utilize the portals or attend facilitation camps in their districts.
- Who
- Prime Minister Narendra Modi
- What
- Launched 'Your Money, Your Right' campaign to reclaim unclaimed funds
- Where
- Across India, including rural and urban areas
- When
- Launched in October 2025, intensified by December 2025
- Why
- To help citizens reclaim their unclaimed financial assets and promote financial transparency
Government Initiative
Citizen Participation
Campaign Purpose
Government Initiative
The government aims to help citizens reclaim unclaimed financial assets and promote financial transparency.
Citizen Participation
Citizens are encouraged to participate by checking for unclaimed funds and utilizing the provided portals and facilitation camps.
Key facts
- Unclaimed Bank Funds
- Rs 78,000 crore
- Unclaimed Insurance Funds
- Rs 14,000 crore
- Unclaimed Mutual Funds
- Rs 3,000 crore
- Unclaimed Dividends
- Rs 9,000 crore
- Funds Returned
- Rs 2,000 crore
- Facilitation Camps
- 477 districts
Timeline
RBI urges banks: ID, return unclaimed deposits.
Rs 1,887 crore returned, sparking PM's pledge.
PM Modi vows to return Rs 104,000 crore.
Campaign launched to retrieve unclaimed funds.
PM Modi kicks off 'Your Money, Your Right'.
Quotes
DCP Cyber Crimes V. Arvind Babu
Deputy Commissioner of Police, Cyber Crimes
“Do not click on any suspicious links received from unverified sources. RBI never sends unsolicited links asking for personal information, account details, or OTPs. Never share your personal information, passwords, bank account details and OTPs to the unverified or unauthorised persons /social media accounts, and you are advised not to fall prey to the fraudsters.”
deccanchronicle.com
“Cybercriminals are circulating similar messages pretending to be from the RBI or other banks.”
deccanchronicle.com
Sources
PM Modi Asks Indians To Participate In 'Your Money, Your Right Movement': What Is It?
RBI Issues Public Notice To Claim Deposits From Inactive Accounts
₹2,000 crore returned so far under 'Your Money, Your Right' initiative
PM Modi launches ‘your money, your right’ campaign to convert forgotten assets into new opportunities
PM Modi wants you to claim your unclaimed money — bank deposits, insurance and MFs worth over Rs 1 lakh crore
