RBI Explains How to Reclaim Money from Inactive Accounts

If you have money in a bank account that you haven't used for a very long time, like more than 10 years, the Reserve Bank of India (RBI) wants you to know you can still get that money back.

The RBI has a special website called UDGAM where you can check if you have any money waiting for you.

You just need to enter some basic information like your name and phone number.

If you find money that belongs to you, you can go to your bank with some important documents like your Aadhaar card to prove it's really you.

The bank will then give you your money back, including any extra money it might have earned over time.

The RBI is also asking banks to help people get their money back during special events from October to December 2025.

So, if you think you might have some old money in a bank account, you should check the UDGAM website to see if it's there!