How Much Can a ₹2 Crore Retirement Fund Provide?

A ₹2 crore retirement fund can provide different monthly incomes depending on how quickly you take money out.

Taking out 3% a year would initially give about ₹50,000 each month.

Taking out 6% would give about ₹1 lakh each month, but the money could run out sooner.

One example says that withdrawing 8% a year might use up the fund in about 18 years.

Withdrawing 6% might make it last about 32 years under the same assumptions.

These numbers are only estimates because investments do not earn the same amount every year.

Prices usually rise, so the same monthly amount may buy less in the future.

Medical expenses may also become larger as a person gets older.

Retirees should regularly review their spending and investments instead of relying on a fixed withdrawal forever.