8 hrs ago
Model Portfolios Offer Indian Investors Structured Stock Investing
A model portfolio is a planned group of stocks chosen using research.
It comes with rules about which stocks to hold and how much of each to own.
The people who create it can publish updates when they think the plan should change.
Investors keep the shares in their own demat accounts and choose whether to follow those updates.
This differs from a mutual fund, where people own units in a fund, and from choosing stocks entirely on their own.
The article says model portfolios can help investors follow a more organized approach.
Streetfolio is one service described in the article, with portfolios inspired by figures from Indian itihasa.
These portfolios are not a guarantee of returns or advice tailored to every person, and investing in shares carries risk.
A model portfolio is a researched basket of stocks with stated weightings, benchmark, investment horizon, and review schedule.
Investors hold the shares in their own demat accounts and decide whether to act on published research and rebalancing guidance.
The article contrasts model portfolios with mutual funds, whose investors hold units, and individual stock-picking, which requires personal research and discipline.
It says such portfolios in India are created by SEBI-registered Research Analysts; Streetfolio is presented as one provider.
Model portfolios may suit investors seeking structure, but the article says they are not individualized advice and carry market risk.
- Who
- Indian retail investors and SEBI-registered Research Analysts who create model portfolios.
- What
- An explanation of model portfolios and how they provide researched stock selections and rebalancing guidance while investors retain direct ownership and execution control.
- Where
- India.
- When
- The article cites Indian demat account data from October 2025.
- Why
- The article presents model portfolios as a way to give investors a structured research process and support investing discipline.
Key facts
- Demat accounts
- More than 21 crore across NSDL and CDSL, according to data cited for October 2025.
- Model portfolio
- A researched stock basket with named securities, defined weightings, a benchmark, an investment horizon, and scheduled reviews.
- Investor ownership
- Investors hold the shares in their own demat accounts and retain final control over executing trades.
- Research process
- The article says portfolios are constructed and periodically rebalanced by SEBI-registered Research Analysts.
- Streetfolio subscription
- The article says annual-plan access starts at about ₹12 a day.
- Streetgains registration
- Streetgains Technologies Private Limited is identified as a SEBI-registered Research Analyst, Registration No. INH000017082.
- Risk
- The article says model portfolios are not individualized advice and that investments in securities are subject to market risks.
Quotes
Santhosh Kumar V
Founder and CEO of Streetgains Technologies
“The core issue in retail equity investing today isn't access — it's execution and discipline. Investors are constantly pulled toward short-term speculation instead of being equipped with a long-term framework. When volatility strikes, a plan without conviction panics. A grounded philosophy stays disciplined.”
livemint.com
Sources
Related news
SEBI Rewrites PMS Rules, Launches ₹25 Lakh Mutual Fund Route
Indian Quant Funds Face Questions Over Models, Risks and Returns
PRIM Offers Customized Mutual Fund Portfolios With Rebalancing Benefits
India’s Digital Payments Boom Has Yet to Spur Investing
SEBI-Approved PRIM Adds New Choice Alongside PMS, Mutual Funds
SEBI’s New PMS Rules Broaden Access and Investment Choices
India’s IPO Boom Raises Questions About What Comes Next
SEBI Requires Colour-Coded Credit Risk Meters for Debt Securities
SEBI Eases Merchant Banker Rule for Eligible Private Debt Issuers
SEBI Shares Trade Logs as Jane Street Challenges Allegations
