2 days ago
₹30 LPA Techie Weighs Bengaluru Life Against Returning Home
A 21-year-old worker earns a lot of money and works remotely.
He currently lives with friends in Bengaluru.
This costs him about ₹45,000 every month.
If he moves back to his parents’ home in Tamil Nadu, he thinks he would spend only ₹4,000–5,000 monthly.
That would help him save money and repay his family’s debt.
However, he worries that he could feel lonely and miss chances to meet professional contacts.
Some people online told him to stay in Bengaluru while he is young.
Others suggested going home for a year, saving money, and then moving back to the city.
A 21-year-old remote tech worker earning ₹30 lakh annually is considering leaving Bengaluru for his hometown in Tamil Nadu.
He estimates monthly expenses at about ₹45,000 in Bengaluru, compared with ₹4,000–5,000 at home.
Moving home could allow him to save more than 90% of his income and help repay family debt.
He is concerned that living and working alone from his hometown could limit his social life and professional networking.
Reddit users offered divided advice, including staying in Bengaluru, moving home temporarily, or choosing the money-saving option.
- Who
- A 21-year-old remote tech worker who said he earns ₹30 lakh per year.
- What
- He is deciding whether to keep living in Bengaluru or return to his hometown in Tamil Nadu.
- Where
- The choice is between Bengaluru and his tier-3 hometown in Tamil Nadu.
- When
- The discussion was reported on August 31, 2026.
- Why
- He wants to balance independence, friendships and networking against saving money and helping repay family debt.
Stay in Bengaluru
Move Back Home
Financial priorities
Stay in Bengaluru
The worker can afford his current expenses and may benefit from investing in independence and personal experiences.
Move Back Home
Moving home could reduce monthly costs by roughly ₹40,000 and help clear family debt more quickly.
Career and networking
Stay in Bengaluru
Supporters say Bengaluru offers stronger access to professional networks and future opportunities, especially early in a career.
Move Back Home
Another view is that his education and existing network would allow him to build savings first and return to the city later.
Social life and wellbeing
Stay in Bengaluru
Living near friends provides independence, social activity and potentially less isolation.
Move Back Home
Living with family could provide support, although he worries that remote work from his hometown may feel isolating.
Key facts
- Annual compensation
- ₹30 lakh, including base salary, bonuses and stock components
- Bengaluru expenses
- Approximately ₹45,000 per month
- Estimated annual Bengaluru costs
- Nearly ₹5.5 lakh
- Hometown expenses
- Approximately ₹4,000–5,000 per month
- Potential savings
- More than 90% of income, according to the worker’s estimate
- Family situation
- His family is dealing with debt, which he wants to help repay
- Source
- The dilemma originated in a Reddit post and was not independently verified by News18
Quotes
Reddit user
A commenter responding to the techie’s relocation dilemma.
“Not old enough to say this but going to hometown might shorter your aspirations because you might be doing better than what most of the people are doing there and you can easily become complacent but staying in Bangalore will keep you humble, open to new opportunities. My personal opinion. I’d personally stay in Bangalore until I’m content with myself and then move back to hometown.”
news18.com
“FYI – the network I built in the first 1-5 years of working came through for me massively when I was laid off at 15 yoe. So consider that cost as well. Also, idk how your workplace functions but people who work fully remote are generally scrutinized more than people who work hybrid or from office.”
news18.com
Sources
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