1 day ago
Mumbai Entrepreneur Reveals Rs 52,000 Monthly Living Expenses
Jahnvi Shah is a 25-year-old entrepreneur who lives independently in Mumbai.
She shared how she spends about Rs 52,000 every month.
She shares a three-bedroom apartment with two other people and pays Rs 16,500 in rent.
Her biggest listed cost is a Rs 12,000 monthly payment for her iPhone.
She also pays for rented furniture, groceries, online purchases and digital subscriptions.
Travel around Mumbai costs her about Rs 5,000 to Rs 6,000 each month.
Electricity, Wi-Fi and domestic help cost about Rs 3,500.
Her total does not include savings, shopping, eating out, travel or surprise expenses.
She says living independently is worth the financial cost to her.
Jahnvi Shah, a 25-year-old Mumbai entrepreneur, spends roughly Rs 52,000 each month on regular expenses.
She pays Rs 16,500 for her share of rent in a shared 3BHK apartment.
Her iPhone EMI costs approximately Rs 12,000 monthly, her largest listed expense.
Groceries, delivery purchases, furniture rental, subscriptions, commuting and utilities make up the remaining costs.
The total excludes shopping, eating out, travel, savings, SIPs and unexpected expenses.
- Who
- Jahnvi Shah, a 25-year-old Mumbai-based entrepreneur and founder of Buzzified.
- What
- She shared a breakdown of approximately Rs 52,000 in regular monthly living expenses.
- Where
- Mumbai, where Shah lives in a shared 3BHK apartment.
- When
- Recently, in an Instagram video.
- Why
- She said the expense is a trade-off for the independence of living on her own.
Key facts
- Monthly expenses
- Approximately Rs 52,000
- Rent share
- Rs 16,500 per month
- iPhone EMI
- Approximately Rs 12,000 per month
- Furniture rental
- Approximately Rs 2,700 per month through Furlenco
- Groceries and delivery purchases
- Approximately Rs 8,000 to Rs 10,000 per month
- Commuting
- Approximately Rs 5,000 to Rs 6,000 per month
- Utilities
- Approximately Rs 3,500 for electricity, Wi-Fi and domestic help
Quotes
Jahnvi Shah
Mumbai-based entrepreneur and founder of marketing agency Buzzified
“So before I even talk about savings, SIP, shopping, going out, travel, or unexpected expenses, my regular monthly spending is already roughly around 52k.”
NDTV
“And then comes to my favorite financial decision, which is my iPhone EMI, which is around 12,000 every month.”
NDTV









