Business · Economy · 2 hrs ago
Mexico debate links between wider credit access and responsible lending
Credit can help families meet needs and businesses invest, but expanding access also requires safeguards.
At the Crevolution 2026 event in Mexico City on October 7 and 8, finance industry representatives discussed how to make lending more inclusive and responsible.
Mexico’s 2024 National Survey of Financial Inclusion found that 76.5% of people aged 18 to 70 had at least one formal financial product, while 37.3% had formal credit.
The share with formal credit has risen since 2015, but access still differs between men and women.
Participants discussed using alternative data and technology to assess people who lack a traditional credit history and may still be able to repay.
They also stressed protecting personal data, using transparent criteria, preventing illicit finance and avoiding excessive debt.
The goal, as described at the event, is not simply to issue more loans, but to help people use credit sustainably; no specific next steps were stated.
A discussion at Crevolution 2026 in Mexico City linked wider credit access with responsible lending and stronger safeguards.
The article says 37.3% of people aged 18 to 70 had formal credit in 2024, despite broader access to formal financial products.
Panel participants discussed using alternative data and technology to assess applicants who lack traditional credit histories.
The article says lenders should protect personal data, use transparent criteria and assess borrowers’ ability to repay.
It argues that financial inclusion should be measured by sustainable credit use as well as access.
- Who
- Representatives from credit, collections and financial innovation took part in the discussion.
- What
- They discussed expanding credit access through alternative data and technology while maintaining responsible lending standards.
- When
- Crevolution 2026 was held on October 7 and 8, 2026.
- Where
- Mexico City, Mexico.
- Why
- To discuss challenges facing a changing credit industry and ways to widen access without compromising responsible lending.
This story does not have two clearly opposing sides.
El desafío no es solamente otorgar más crédito, sino otorgarlo mejor.
La inclusión financiera no debe medirse únicamente por el número de personas que acceden al crédito, sino también por su capacidad para utilizarlo de manera sostenible y mejorar sus oportunidades de vida.
The tenth edition of Crevolution was held in Mexico City under the theme “Systemic Integrity: The New Frontier of Credit.
A panel discussed trust, alternative data and product design for responsible credit.
- Crevolution edition
- 10th
- Event dates
- October 7–8, 2026
- Formal financial product access
- 76.5% of people aged 18 to 70 in 2024
- Formal credit access
- 37.3% of people aged 18 to 70 in 2024
- Gender gap in formal credit
- 38.8% of men; 36.1% of women
Sources
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