Politics · Mexico · 2 hrs ago
Mexico law allows digital ID for remote financial account opening
Mexico’s Digital Economy Law has been approved by both houses of Congress and sent to the president.
It allows financial firms to accept a digital CURP as a trust mechanism when people sign up for financial services remotely.
The CURP is Mexico’s personal identification code.
Users may also ask financial firms to consult and transfer documents from their Citizen Digital File for these contracts.
The file is voluntary, accessed through the Llave MX platform, and its digital documents have the same legal effect as physical ones.
The law aims to expand digital payments and remote financial services across Mexico, potentially making it easier to access savings, credit and insurance.
It is now awaiting publication in Mexico’s Official Gazette, as the law’s provisions require.
Mexico’s Digital Economy Law would allow digital CURP identification to be accepted for remote contracting of financial services.
Users could also request access to and portability of documents in the Digital Citizen File for financial-service contracts.
Use of the digital identity and file is voluntary and subject to the person’s consent and personal-data rules.
The law has been approved by the Chamber of Deputies and Senate and sent to the executive branch; publication in the Official Gazette is pending.
The law aims to promote the widespread use of electronic and digital payments and remote financial-service contracts.
- Who
- Financial institutions and other entities covered by the law would accept the digital CURP. Users could request documents from the Digital Citizen File.
- What
- The law provides for digital identification and citizen-file documents to be used in remote financial-service contracts.
- When
- The initiative was presented to Congress on September 8. The article was published on October 22, 2026.
- Where
- Mexico.
- Why
- The law aims to promote electronic and digital payments and remote contracting of financial services.
This story does not have two clearly opposing sides.
The initiative was presented to Congress.
The Chamber of Deputies and Senate approved the law.
The law was sent to the executive branch.
Publication in Mexico’s Official Gazette was expected.
- Digital identity
- CURP Digital
- Citizen file
- Digital Citizen File
- Approval
- Approved by the Chamber of Deputies and Senate
- Next step
- Publication in the Official Gazette
- Enabling platform
- Llave MX
What people are saying
Los registros así generados facilitan el acceso a otros productos financieros. Una mayor integración al sistema permite acceder a instrumentos de ahorro, crédito, seguros y otros servicios.