Business · Companies · 3 hrs ago
Mexican companies redesign health insurance plans as medical costs rise
Aon says medical-cost inflation in Mexico is forecast at 13.7% in 2027, down from 14.8% in 2026 but still well above expected general inflation.
Higher costs are linked to imported medical supplies and treatments, exchange-rate effects and new medical technologies.
Companies are redesigning health plans rather than removing them, because medical insurance is a valued workplace benefit for employees across three of the four generations in Mexican offices.
Employers account for 70% of major medical insurance policies in Mexico, where 15.2 million people had coverage at the end of the second quarter of 2026, one million fewer than a year earlier.
Costs can vary with workers’ ages and other characteristics, so Aon recommends using employee data to shape coverage instead of making general cuts.
Insurers may also adjust plans and provider networks to manage costs, while employers can use prevention programs and data to anticipate future claims.
Mexican companies are redesigning health insurance plans as medical costs rise, rather than broadly removing the benefit.
Aon says Mexico’s projected medical inflation rate is 13.7% for 2027, down from 14.8% in 2026 but still well above expected general inflation.
Companies are reviewing employee profiles and health needs to tailor coverage and control costs.
Medical expense insurance is the preferred benefit for three of the four generations represented in Mexican workplaces, according to Aon.
Insurers may also renegotiate hospital costs, offer specific coverage and use restricted medical networks to manage expenses.
- Who
- Mexican companies and insurers are adjusting health insurance plans. Aon’s Omar Viveros described the changes.
- What
- Companies are redesigning medical insurance benefits as costs rise, rather than broadly eliminating coverage.
- When
- Aon projects medical inflation of 13.7% in Mexico for 2027; the article was published on October 27, 2026.
- Where
- Mexico.
- Why
- Medical costs are rising due to imported medical supplies and treatments, exchange-rate effects and advances in medical technology.
This story does not have two clearly opposing sides.
Aon’s Global Medical Trends study put Mexico’s medical inflation estimate at 14.8%.
Mexico had 15.2 million people insured for major medical expenses, one million fewer than in the same period a year earlier.
Aon’s medical inflation estimate for Mexico is 13.7%.
- 2027 medical inflation estimate
- 13.7%
- 2026 medical inflation estimate
- 14.8%
- Insured people
- 15.2 million at the end of the second quarter of 2026
- Employer-provided policies
- 70% of major medical expense insurance in Mexico is contracted by companies
- Preferred employee benefit
- Medical expense insurance is preferred by three of the four generations in Mexican workplaces