Business · Companies · 11 hrs ago
Bank Mandiri’s Profit Rose 20.7% to Rp45.5 Trillion by September
Bank Mandiri reported Rp45.5 trillion in net profit through September 2026, up 20.7% from the same period a year earlier.
The Indonesian bank said lending, digital transactions and improved productivity helped drive the increase.
Its operating costs fell 9.03% to Rp32.7 trillion, while its cost-to-income ratio improved to 36.1% from 43% a year earlier.
Loans reached Rp1,605.8 trillion, up 16%, and customer deposits rose 17.7% to Rp1,750.2 trillion.
The bank’s gross non-performing loan ratio improved to 0.98% from 1.03%, indicating a smaller share of problem loans.
Higher profit and improving loan quality show stronger results, while the bank says it is continuing to grow lending and improve its services.
Bank Mandiri reported consolidated net profit of Rp45.5 trillion through September 2026, up 20.7% from the same period a year earlier.
The bank said lending, higher digital transactions and improved productivity supported the result.
Bank-only loans reached Rp1,605.8 trillion, up 16% year on year, while third-party funds rose 17.7% to Rp1,750.2 trillion.
Total assets reached Rp2,404.1 trillion, an annual increase of 20.1%.
Operating costs fell 9.03% to Rp32.7 trillion, and the cost-to-income ratio improved to 36.1% from 43% a year earlier.
- Who
- PT Bank Mandiri (Persero) Tbk.
- What
- It reported net profit of Rp45.5 trillion, up 20.7% year on year.
- When
- Through September 2026. The results were reported on October 23, 2026.
- Where
- Indonesia. The sources do not state a more specific location for the results.
- Why
- The bank attributed the profit growth to lending, increased digital transactions and improved productivity.
This story does not have two clearly opposing sides.
Bank Mandiri’s net profit reached Rp45.5 trillion through the third quarter.
The bank’s third-quarter results were reported by CNBC Indonesia and CNN Indonesia.
- Net profit
- Rp45.5 trillion through September 2026
- Profit growth
- 20.7% year on year
- Bank-only loans
- Rp1,605.8 trillion, up 16% year on year
- Third-party funds
- Rp1,750.2 trillion, up 17.7% year on year
- Total assets
- Rp2,404.1 trillion, up 20.1% year on year
- Operating costs
- Rp32.7 trillion, down 9.03% year on year
5 sources
Neraca Sehat dan Kinerja Solid, BMRI Catat Laba Rp 45,5 T di Kuartal III
Bank Mandiri Bukukan Laba Kuartal III Rp45,5 T Berkat Efisiensi
Bank Mandiri Catat Laba Rp 45,5 T Hingga Kuartal III 2026
What people are saying
We continue to strengthen services to meet more of our customers’ transaction needs. At the same time, our operations are becoming more efficient. This is the combination we continue to build on to maintain profit growth.
These awards remind us to continue maintaining customer trust, improving service quality and developing innovation. We hope Bank Mandiri can continue to provide added value for customers while making Indonesian banking services better known globally.