Business · Companies · 3 hrs ago
Most A-share Banks in China Increased Profits in First Three Quarters
China’s 42 A-share listed banks made 1.75 trillion yuan in net profit in the first three quarters of 2026, up 3.78% from a year earlier.
34 banks increased profits, while eight reported declines.
State-owned banks earned the largest share, while some regional commercial banks also posted strong growth.
Banks’ net interest margins—the difference between interest earned on loans and paid on deposits—moved in different directions: of 25 banks that disclosed figures, 12 reported an increase, two were unchanged and 11 saw a decline.
Lower deposit costs helped some banks’ margins recover, as banks cut rates on deposits and adjusted their funding mix.
Banks say they will keep managing funding costs and supporting returns on assets as they look ahead to the rest of the year.
China’s 42 A-share listed banks reported combined parent-attributable net profit of 1,746.79 billion yuan in the first three quarters of 2026, up 3.78% year on year.
Thirty-four banks recorded higher profits than a year earlier, while eight reported declines.
State-owned banks earned 1,138.212 billion yuan combined, up more than 6%, and remained the largest contributors to profits.
Results varied among joint-stock banks and regional lenders, with some city commercial banks recording strong growth and some banks reporting substantial declines.
Among 25 banks that disclosed net interest margin data, 12 reported an increase, two were unchanged and 11 reported a decrease compared with their 2025 annual-report figures.
- Who
- China’s 42 A-share listed banks.
- What
- They reported combined parent-attributable net profit of 1,746.79 billion yuan, up 3.78% year on year. Thirty-four banks increased profits and eight reported declines.
- When
- The first three quarters of 2026.
- Where
- China’s A-share listed banking sector.
- Why
- Not stated
This story does not have two clearly opposing sides.
The 42 banks recorded combined parent-attributable net profit of 1,746.79 billion yuan.
Beijing Business Today reported its tally of the banks’ results.
China News Service published its report on the results.
- Banks covered
- 42 A-share listed banks
- Combined net profit
- 1,746.79 billion yuan
- Year-on-year profit growth
- 3.78%
- Banks with profit growth
- 34
- Banks with profit declines
- 8
- Banks reporting net interest margin data
- 25
1 source
What people are saying
整体来看，超八成银行归母净利润实现正增长，行业盈利基本盘保持稳固。
展望全年，我行有信心通过积极主动管理，保持净息差在可比同业中的领先水平。
目前行业净息差企稳回升，主要受益于负债端成本的下降，同时，存量的定期存款集中到期重定价也是当前重要的短期驱动因素。